In this video, you will learn how to get a startup business loan service even when you have bad credit. Many aspiring entrepreneurs do not know that business and personal credit are very different. There are three credit bureaus with personal credit: Transunion, Equifax, and Experian.

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Your credit report lists your mortgage or auto loan, or credit cards which add to your credit score. Also called your credit utilization, personal credit pays attention to your debt ratio. For business credit, there are also three credit bureaus which are the Equifax business, Experian business and the Dun and Bradstreet.

Dun and Bradstreet is the number 1 credit reporting agency for businesses. It is free to get a business profile with Dun and Bradstreet. One significant advantage of business credit is that instead of using your debit ratio and your debt utilization like personal credit does. They care about how well you manage your debt and will not get penalized for using your credit limit. However, they will monitor how well you pay your bills and payments and reward you if you make your payments on time.
A business loan service is an excellent option for a startup that needs funding. Watch the full video to learn more.